COMP <GO>
SPFI vs FISI // RSI-14 & 200D SMA MOMENTUM
South Plains Financial Inc. (NASDAQ) VS. Financial Institutions Inc. (NASDAQ) • 15-METRIC TALLY: SPFI 4
— FISI 3
▲ RSI-14 & 200D SMA MOMENTUM LEADER: SPFI
LAST: $44.01 (-0.41%) • MKT CAP: $832.5M
rsi-technicals
57.4
LAST: $39.37 (-3.69%) • MKT CAP: $805.6M
rsi-technicals
57.0
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SPFI VS. FISI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SPFI | FISI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.80% | 11.90% | -0.10 | FISI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 1.65% | +6.98 | SPFI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.21% | 3.07% | -1.86 | FISI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | SPFI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 57.4 | 57.0 | +0.40 | SPFI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.2x | 10.0x | +3.20 | FISI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $832.5M | $805.6M | $26.9M | SPFI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SPFI REV | FISI REV | SPFI GROSS % | FISI GROSS % | SPFI FCF | FISI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $71.8M | $13.3M |
| FY 2024 | $0 | $0 | — | — | $56.0M | $72.2M |
| FY 2023 | $0 | $0 | — | — | $58.5M | $10.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SPFI // BETA —
FISI // BETA —