COMP <GO>
SPFI vs ALRS // ENTERPRISE SCALE & MARKET CAP
South Plains Financial Inc. (NASDAQ) VS. Alerus Financial Corporation (NASDAQ) • 15-METRIC TALLY: SPFI 5
— ALRS 2
▲ ENTERPRISE SCALE & MARKET CAP LEADER: SPFI
LAST: $44.19 (+1.05%) • MKT CAP: $832.5M
market-cap
$832.5M
LAST: $33.03 (+2.36%) • MKT CAP: $823.4M
market-cap
$823.4M
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SPFI VS. ALRS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SPFI | ALRS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.80% | 3.10% | +8.70 | SPFI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 7.15% | +1.48 | SPFI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.21% | 2.53% | -1.32 | ALRS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | SPFI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.8 | 63.9 | -8.08 | ALRS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.2x | 43.9x | -30.70 | SPFI | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $832.5M | $823.4M | $9.1M | SPFI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SPFI REV | ALRS REV | SPFI GROSS % | ALRS GROSS % | SPFI FCF | ALRS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $71.8M | $58.8M |
| FY 2024 | $0 | $0 | — | — | $56.0M | $9.4M |
| FY 2023 | $0 | $0 | — | — | $58.5M | $26.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SPFI // BETA —
ALRS // BETA —