COMP <GO>
SMBK vs ALRS // FREE CASH FLOW YIELD
SmartFinancial Inc. (NYSE) VS. Alerus Financial Corporation (NASDAQ) • 15-METRIC TALLY: SMBK 4
— ALRS 3
▲ FREE CASH FLOW YIELD LEADER: ALRS
LAST: $48.47 (-1.22%) • MKT CAP: $839.0M
fcf-yield
7.07%
LAST: $33.17 (+0.42%) • MKT CAP: $823.4M
fcf-yield
7.15%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SMBK VS. ALRS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SMBK | ALRS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.10% | 3.10% | +6.00 | SMBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 7.07% | 7.15% | -0.08 | ALRS | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.65% | 2.53% | -1.88 | ALRS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | SMBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.1 | 61.7 | -16.60 | ALRS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.5x | 43.9x | -28.40 | SMBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $839.0M | $823.4M | $15.7M | SMBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SMBK REV | ALRS REV | SMBK GROSS % | ALRS GROSS % | SMBK FCF | ALRS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $59.3M | $58.8M |
| FY 2024 | $0 | $0 | — | — | $46.3M | $9.4M |
| FY 2023 | $0 | $0 | — | — | $39.7M | $26.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SMBK // BETA —
ALRS // BETA —