COMP <GO>
SFBC vs PROV // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Sound Financial Bancorp Inc. (NASDAQ) VS. Provident Financial Holdings Inc. (NASDAQ) • 15-METRIC TALLY: SFBC 5
— PROV 2
■ METRIC PARITY
LAST: $45.00 (0.00%) • MKT CAP: $115.6M
options-implied-move
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LAST: $18.20 (0.00%) • MKT CAP: $112.8M
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SFBC VS. PROV)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SFBC | PROV | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.50% | 4.90% | +1.60 | SFBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.05% | 7.23% | -1.18 | PROV | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.68% | 3.34% | -1.66 | PROV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | SFBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.9 | 46.2 | +4.74 | SFBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.0x | 16.7x | -1.70 | SFBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $115.6M | $112.8M | $2.8M | SFBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SFBC REV | PROV REV | SFBC GROSS % | PROV GROSS % | SFBC FCF | PROV FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $7.0M | $8.2M |
| FY 2024 | $0 | $0 | — | — | $2.9M | $4.1M |
| FY 2023 | $0 | $0 | — | — | $6.9M | $16.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SFBC // BETA —
PROV // BETA —