COMP <GO>
SEZL vs V // 10Y YIELD & FRED MACRO BETA
Sezzle Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: SEZL 6
— V 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: SEZL
LAST: $128.32 (-4.84%) • MKT CAP: $4.34B
macro-sensitivity
1.16
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
macro-sensitivity
1.06
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SEZL VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SEZL | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 38.60% | 32.30% | +6.30 | SEZL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.7x | 28.9x | -3.20 | SEZL | /valuation <GO> |
| Free Cash Flow Yield | 4.63% | 2.90% | +1.73 | SEZL | /fcf-yield <GO> |
| Operating Margin | 74.90% | 60.00% | +14.90 | SEZL | /operating-margins <GO> |
| Net Profit Margin | 0.10% | 50.10% | -50.00 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 69.20% | 11.30% | +57.90 | SEZL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.4 | 74.2 | -23.80 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.16 | 1.06 | +0.10 | SEZL | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 34.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.34B | $760.28B | -$755.95B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SEZL REV | V REV | SEZL GROSS % | V GROSS % | SEZL FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $235.9M | $40.00B | — | — | $209.3M | $21.26B |
| FY 2024 | $139.4M | $35.93B | — | — | $130.6M | $18.33B |
| FY 2023 | $60.6M | $32.65B | — | — | -$28.4M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SEZL // BETA 1.16
V // BETA 1.06