COMP <GO>
SEZL vs FIGR // RETURN ON INVESTED CAPITAL (ROIC)
Sezzle Inc. (NASDAQ) VS. Figure Technology Solutions Inc. (NASDAQ) • 15-METRIC TALLY: SEZL 8
— FIGR 2
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: SEZL
LAST: $128.32 (-4.84%) • MKT CAP: $4.56B
roic
38.60%
LAST: $21.79 (+0.97%) • MKT CAP: $4.84B
roic
21.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SEZL VS. FIGR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SEZL | FIGR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 38.60% | 21.90% | +16.70 | SEZL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.7x | 31.6x | -5.90 | SEZL | /valuation <GO> |
| Free Cash Flow Yield | 4.63% | 0.75% | +3.88 | SEZL | /fcf-yield <GO> |
| Operating Margin | 74.90% | 23.20% | +51.70 | SEZL | /operating-margins <GO> |
| Net Profit Margin | 0.10% | 26.40% | -26.30 | FIGR | /net-margins <GO> |
| Revenue Growth (YoY) | 69.20% | 48.70% | +20.50 | SEZL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | SEZL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.2 | 34.7 | +24.50 | SEZL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.00 | +0.16 | SEZL | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 33.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.56B | $4.84B | -$286.4M | FIGR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SEZL REV | FIGR REV | SEZL GROSS % | FIGR GROSS % | SEZL FCF | FIGR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $235.9M | $506.9M | — | — | $209.3M | $39.8M |
| FY 2024 | $139.4M | $340.9M | — | — | $130.6M | -$142.4M |
| FY 2023 | $60.6M | $209.5M | — | — | -$28.4M | -$42.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SEZL // BETA 1.16
FIGR // BETA 1.00