COMP <GO>
SEZL vs DAVE // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Sezzle Inc. (NASDAQ) VS. Dave Inc. (NASDAQ) • 15-METRIC TALLY: SEZL 5
— DAVE 4
■ METRIC PARITY
LAST: $134.85 (+0.74%) • MKT CAP: $4.56B
options-implied-move
—
LAST: $316.79 (-5.38%) • MKT CAP: $4.04B
options-implied-move
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SEZL VS. DAVE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SEZL | DAVE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 38.60% | 55.30% | -16.70 | DAVE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.7x | 17.5x | +8.20 | DAVE | /valuation <GO> |
| Free Cash Flow Yield | 4.63% | 6.78% | -2.15 | DAVE | /fcf-yield <GO> |
| Operating Margin | 74.90% | 43.10% | +31.80 | SEZL | /operating-margins <GO> |
| Net Profit Margin | 0.10% | 35.40% | -35.30 | DAVE | /net-margins <GO> |
| Revenue Growth (YoY) | 69.20% | 59.70% | +9.50 | SEZL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.2 | 41.2 | +18.00 | SEZL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 0.96 | +0.20 | SEZL | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 18.3x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.56B | $4.04B | $514.9M | SEZL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SEZL REV | DAVE REV | SEZL GROSS % | DAVE GROSS % | SEZL FCF | DAVE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $235.9M | $554.2M | — | — | $209.3M | $289.7M |
| FY 2024 | $139.4M | $347.1M | — | — | $130.6M | $124.9M |
| FY 2023 | $60.6M | $259.1M | — | — | -$28.4M | $22.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SEZL // BETA 1.16
DAVE // BETA 0.96