COMP <GO>
SCM vs BAC // DIVIDEND YIELD & FCF PAYOUT SAFETY
Stellus Capital Investment Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: SCM 3
— BAC 3
■ METRIC PARITY
LAST: $7.04 (+3.53%) • MKT CAP: $200.5M
dividend-safety
0.00%
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SCM VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SCM | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 2.50% | +4.80 | SCM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -12.19% | 2.10% | -14.29 | BAC | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 27.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 6.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 7/9 | -6.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.2 | 38.3 | +6.90 | SCM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.9x | 10.9x | -4.00 | SCM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $200.5M | $357.61B | -$357.41B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SCM REV | BAC REV | SCM GROSS % | BAC GROSS % | SCM FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | — | -$24.4M | $7.52B |
| FY 2024 | $0 | $105.86B | — | — | -$28.6M | -$13.57B |
| FY 2023 | $0 | $102.77B | — | — | -$17.3M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SCM // BETA —
BAC // BETA 0.90