COMP <GO>

SCL vs V // GROSS PROFIT MARGIN

Stepan Company (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: SCL 4 — V 7

■ METRIC PARITY

LAST: $69.99 (+2.31%) • MKT CAP: $1.59B

gross-margins

11.60%

LAST: $410.54 (+2.48%) • MKT CAP: $733.53B

gross-margins

—

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SCL VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	SCL	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin ACTIVE	11.60%	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	4.30%	32.30%	-28.00	V	/roic <GO>
EV/EBITDA & P/E Valuation	9.8x	28.9x	-19.10	SCL	/valuation <GO>
Free Cash Flow Yield	1.59%	2.90%	-1.31	V	/fcf-yield <GO>
Operating Margin	3.40%	60.00%	-56.60	V	/operating-margins <GO>
Net Profit Margin	2.00%	50.10%	-48.10	V	/net-margins <GO>
Revenue Growth (YoY)	7.00%	11.30%	-4.30	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	2.20%	0.63%	+1.57	SCL	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	9.09	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	7/9	9/9	-2.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	76.2	65.6	+10.63	SCL	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	31.5x	34.0x	-2.50	SCL	/forward-pe <GO>
Enterprise Scale & Market Cap	$1.59B	$733.53B	-$731.94B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	SCL REV	V REV	SCL GROSS %	V GROSS %	SCL FCF	V FCF
FY 2025	$2.33B	$40.00B	11.6%	—	$25.4M	$21.26B
FY 2024	$2.18B	$35.93B	12.5%	—	$39.3M	$18.33B
FY 2023	$2.33B	$32.65B	—	—	$174.9M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

SCL // BETA —

V // BETA 1.06