COMP <GO>
SAFT vs MS // PIOTROSKI F-SCORE QUALITY
Safety Insurance Group Inc. (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: SAFT 7
— MS 2
▲ PIOTROSKI F-SCORE QUALITY LEADER: SAFT
LAST: $103.90 (-0.05%) • MKT CAP: $1.53B
piotroski-score
6/9
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SAFT VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SAFT | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.10% | 3.00% | +8.10 | SAFT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.58% | -7.25% | +19.83 | SAFT | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 7.90% | 20.20% | -12.30 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 12.80% | 5.50% | +7.30 | SAFT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.53% | 2.21% | +1.32 | SAFT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 6/9 | 5/9 | +1.00 | SAFT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.6 | 51.0 | +5.60 | SAFT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.9x | 16.5x | -3.60 | SAFT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.53B | $298.41B | -$296.88B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SAFT REV | MS REV | SAFT GROSS % | MS GROSS % | SAFT FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | $0 | — | — | $192.0M | -$17.89B |
| FY 2024 | $1.12B | $0 | — | — | $124.3M | $1.36B |
| FY 2023 | $931.0M | $0 | — | — | $52.1M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SAFT // BETA —
MS // BETA 1.04