COMP <GO>
SAFT vs KMPR // NET PROFIT MARGIN
Safety Insurance Group Inc. (NASDAQ) VS. Kemper Corporation (NYSE) • 15-METRIC TALLY: SAFT 4
— KMPR 4
▲ NET PROFIT MARGIN LEADER: SAFT
LAST: $103.95 (0.00%) • MKT CAP: $1.53B
net-margins
7.90%
LAST: $32.57 (+10.48%) • MKT CAP: $1.92B
net-margins
3.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SAFT VS. KMPR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SAFT | KMPR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.10% | 5.30% | +5.80 | SAFT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.58% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 7.90% | 3.00% | +4.90 | SAFT | /net-margins <GO> |
| Revenue Growth (YoY) | 12.80% | 3.30% | +9.50 | SAFT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.53% | 4.15% | -0.62 | KMPR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 4/9 | +2.00 | SAFT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.3 | 75.2 | -19.83 | KMPR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.9x | 12.5x | +0.40 | KMPR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.53B | $1.92B | -$393.1M | KMPR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SAFT REV | KMPR REV | SAFT GROSS % | KMPR GROSS % | SAFT FCF | KMPR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | $4.79B | — | — | $192.0M | $584.5M |
| FY 2024 | $1.12B | $4.64B | — | — | $124.3M | $382.9M |
| FY 2023 | $931.0M | $4.94B | — | — | $52.1M | -$134.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SAFT // BETA —
KMPR // BETA —