ROARABLE // PRO
GLOBAL DESKS // NYC --:--:-- NYSE
US TAPE
ROAR ▸
COMP <GO>

RPAY vs RMNI // RETURN ON INVESTED CAPITAL (ROIC)

Repay Holdings Corporation (Class A) (NASDAQ) VS. Rimini Street Inc. (NASDAQ) • 15-METRIC TALLY: RPAY 3 — RMNI 6
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: RMNI
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RPAY VS. RMNI) EMERALD CELL = QUANTITATIVE EDGE
INSTITUTIONAL METRIC RPAY RMNI SPREAD (A - B) ADVANTAGE DEDICATED URL
Gross Profit Margin 75.00% 60.40% +14.60 RPAY /gross-margins <GO>
Return on Invested Capital (ROIC) ACTIVE -31.00% 85.00% -116.00 RMNI /roic <GO>
EV/EBITDA & P/E Valuation — 5.3x — TIE /valuation <GO>
Free Cash Flow Yield 22.87% 16.17% +6.70 RPAY /fcf-yield <GO>
Operating Margin -60.00% 14.20% -74.20 RMNI /operating-margins <GO>
Net Profit Margin -60.00% 8.80% -68.80 RMNI /net-margins <GO>
Revenue Growth (YoY) -1.20% — — TIE /revenue-growth <GO>
Dividend Yield & FCF Payout Safety 0.00% 0.00% 0.00 TIE /dividend-safety <GO>
Altman Z-Score & Debt/Equity 0.20 1.16 -0.96 RMNI /balance-sheet <GO>
Piotroski F-Score Quality 5/9 6/9 -1.00 RMNI /piotroski-score <GO>
Options Implied Move & Put/Call Skew — — — TIE /options-implied-move <GO>
RSI-14 & 200D SMA Momentum 69.2 73.8 -4.56 RMNI /rsi-technicals <GO>
10Y Yield & FRED Macro Beta — — — TIE /macro-sensitivity <GO>
Forward P/E Multiple — 9.3x — TIE /forward-pe <GO>
Enterprise Scale & Market Cap $397.2M $372.5M $24.7M RPAY /market-cap <GO>
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
FISCAL YEAR RPAY REV RMNI REV RPAY GROSS % RMNI GROSS % RPAY FCF RMNI FCF
FY 2025 $309.3M $421.5M 75.0% 60.4% $90.8M $60.2M
FY 2024 $313.0M $428.8M 77.1% 60.9% $149.1M -$38.8M
FY 2023 $296.6M $431.5M — — $103.6M $12.5M
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RPAY // BETA —
RMNI // BETA —