COMP <GO>
ROOT vs DGICA // RETURN ON INVESTED CAPITAL (ROIC)
Root Inc. (Class A) (NASDAQ) VS. Donegal Group Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: ROOT 6
— DGICA 3
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: ROOT
LAST: $53.73 (+3.13%) • MKT CAP: $832.5M
roic
85.00%
LAST: $18.83 (+1.07%) • MKT CAP: $699.0M
roic
12.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ROOT VS. DGICA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ROOT | DGICA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 85.00% | 12.40% | +72.60 | ROOT | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.7x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 24.81% | 10.04% | +14.77 | ROOT | /fcf-yield <GO> |
| Operating Margin | 4.10% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 2.60% | 8.10% | -5.50 | DGICA | /net-margins <GO> |
| Revenue Growth (YoY) | 29.00% | -1.20% | +30.20 | ROOT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.67% | -3.67 | DGICA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 4/9 | +2.00 | ROOT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.5 | 51.8 | +0.78 | ROOT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.5x | 8.2x | +9.30 | DGICA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $832.5M | $699.0M | $133.5M | ROOT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ROOT REV | DGICA REV | ROOT GROSS % | DGICA GROSS % | ROOT FCF | DGICA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.52B | $978.0M | — | — | $206.5M | $70.2M |
| FY 2024 | $1.18B | $989.6M | — | — | $195.3M | $67.4M |
| FY 2023 | $455.0M | $927.3M | — | — | -$33.6M | $28.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ROOT // BETA —
DGICA // BETA —