COMP <GO>
RLI vs MTG // OPERATING MARGIN
RLI Corp. (NYSE) VS. MGIC Investment Corporation (NYSE) • 15-METRIC TALLY: RLI 6
— MTG 6
▲ OPERATING MARGIN LEADER: MTG
LAST: $67.24 (+3.08%) • MKT CAP: $5.98B
operating-margins
26.10%
LAST: $28.94 (+1.87%) • MKT CAP: $5.83B
operating-margins
74.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RLI VS. MTG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RLI | MTG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.50% | 13.20% | +0.30 | RLI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.2x | 6.8x | +7.40 | MTG | /valuation <GO> |
| Free Cash Flow Yield | 10.27% | 14.39% | -4.12 | MTG | /fcf-yield <GO> |
| Operating Margin ACTIVE | 26.10% | 74.20% | -48.10 | MTG | /operating-margins <GO> |
| Net Profit Margin | 21.40% | 60.80% | -39.40 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 6.30% | 0.50% | +5.80 | RLI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.08% | 2.24% | +1.84 | RLI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 7/9 | +2.00 | RLI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.0 | 50.6 | +14.40 | RLI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.13 | 1.14 | -0.01 | MTG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.7x | 7.4x | +6.30 | MTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.98B | $5.83B | $156.1M | RLI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RLI REV | MTG REV | RLI GROSS % | MTG GROSS % | RLI FCF | MTG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.88B | $1.21B | — | — | $608.7M | $851.8M |
| FY 2024 | $1.77B | $1.21B | — | — | $555.5M | $723.9M |
| FY 2023 | $1.51B | $1.16B | — | — | $396.2M | $661.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RLI // BETA 1.13
MTG // BETA 1.14