COMP <GO>
RGA vs MS // EV/EBITDA & P/E VALUATION
Reinsurance Group of America Incorporated (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: RGA 6
— MS 6
▲ EV/EBITDA & P/E VALUATION LEADER: MS
LAST: $263.45 (+0.95%) • MKT CAP: $17.20B
valuation
31.1x
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
valuation
31.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RGA VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RGA | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.60% | 3.00% | -1.40 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 31.1x | 31.0x | +0.10 | MS | /valuation <GO> |
| Free Cash Flow Yield | 17.58% | -7.25% | +24.83 | RGA | /fcf-yield <GO> |
| Operating Margin | 6.10% | 24.60% | -18.50 | MS | /operating-margins <GO> |
| Net Profit Margin | 5.00% | 20.20% | -15.20 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 5.50% | +1.70 | RGA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.40% | 2.21% | -0.81 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | RGA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.5 | 51.0 | +5.50 | RGA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.04 | +0.12 | RGA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 16.5x | -2.90 | RGA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $17.20B | $298.41B | -$281.20B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RGA REV | MS REV | RGA GROSS % | MS GROSS % | RGA FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.70B | $0 | — | — | $3.02B | -$17.89B |
| FY 2024 | $22.11B | $0 | — | — | $8.38B | $1.36B |
| FY 2023 | $18.57B | $0 | — | — | $3.21B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RGA // BETA 1.16
MS // BETA 1.04