COMP <GO>
RBKB vs FBLA // NET PROFIT MARGIN
Rhinebeck Bancorp Inc. (NASDAQ) VS. FB Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: RBKB 4
— FBLA 1
■ METRIC PARITY
LAST: $12.85 (+0.16%) • MKT CAP: $200.9M
net-margins
—
LAST: $16.99 (-1.56%) • MKT CAP: $271.0M
net-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RBKB VS. FBLA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RBKB | FBLA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 0.40% | +6.90 | RBKB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.42% | -1.44% | +6.86 | RBKB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | RBKB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.7 | 49.5 | +4.22 | RBKB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.6x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $200.9M | $271.0M | -$70.0M | FBLA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RBKB REV | FBLA REV | RBKB GROSS % | FBLA GROSS % | RBKB FCF | FBLA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $10.9M | -$3.9M |
| FY 2024 | $0 | $66.5M | — | — | $7.7M | -$4.6M |
| FY 2023 | $0 | $69.1M | — | — | $7.0M | -$7.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RBKB // BETA —
FBLA // BETA —