COMP <GO>
RBCAA vs OCFC // GROSS PROFIT MARGIN
Republic Bancorp Inc. (Class A) (NASDAQ) VS. OceanFirst Financial Corp. (NASDAQ) • 15-METRIC TALLY: RBCAA 4
— OCFC 3
■ METRIC PARITY
LAST: $91.18 (-1.36%) • MKT CAP: $1.81B
gross-margins
—
LAST: $18.34 (-1.77%) • MKT CAP: $1.84B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RBCAA VS. OCFC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RBCAA | OCFC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 4.00% | +7.90 | RBCAA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.95% | 4.53% | +4.42 | RBCAA | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 31.50% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 8.50% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.88% | 2.75% | -0.87 | OCFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 4/9 | +2.00 | RBCAA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.3 | 71.9 | -20.60 | OCFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.7x | 24.3x | -11.60 | RBCAA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.81B | $1.84B | -$24.2M | OCFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RBCAA REV | OCFC REV | RBCAA GROSS % | OCFC GROSS % | RBCAA FCF | OCFC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $417.5M | $6.12B | — | — | $161.1M | $79.5M |
| FY 2024 | $384.8M | $5.64B | — | — | $143.2M | $84.7M |
| FY 2023 | $360.2M | $472.2M | — | — | $108.5M | $124.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RBCAA // BETA —
OCFC // BETA —