COMP <GO>
RBCAA vs GABC // GROSS PROFIT MARGIN
Republic Bancorp Inc. (Class A) (NASDAQ) VS. German American Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: RBCAA 4
— GABC 4
■ METRIC PARITY
LAST: $91.71 (+0.30%) • MKT CAP: $1.80B
gross-margins
—
LAST: $49.41 (+0.94%) • MKT CAP: $1.86B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RBCAA VS. GABC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RBCAA | GABC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 9.70% | +2.20 | RBCAA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.95% | 8.29% | +0.66 | RBCAA | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 31.50% | 23.10% | +8.40 | RBCAA | /net-margins <GO> |
| Revenue Growth (YoY) | 8.50% | 37.80% | -29.30 | GABC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.88% | 2.33% | -0.45 | GABC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 6/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.6 | 45.8 | -4.16 | GABC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.7x | 13.9x | -1.20 | RBCAA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.80B | $1.86B | -$56.1M | GABC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RBCAA REV | GABC REV | RBCAA GROSS % | GABC GROSS % | RBCAA FCF | GABC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $417.5M | $487.4M | — | — | $161.1M | $154.0M |
| FY 2024 | $384.8M | $353.7M | — | — | $143.2M | $90.7M |
| FY 2023 | $360.2M | $316.9M | — | — | $108.5M | $107.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RBCAA // BETA —
GABC // BETA —