COMP <GO>
PTRN vs MA // FREE CASH FLOW YIELD
Pattern Group Inc. (Series A) (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: PTRN 1
— MA 10
▲ FREE CASH FLOW YIELD LEADER: MA
LAST: $16.89 (+1.08%) • MKT CAP: $3.00B
fcf-yield
2.63%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
fcf-yield
3.08%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PTRN VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PTRN | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 43.60% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.90% | 33.50% | -26.60 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 63.2x | 29.2x | +34.00 | MA | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 2.63% | 3.08% | -0.45 | MA | /fcf-yield <GO> |
| Operating Margin | 1.00% | 57.60% | -56.60 | MA | /operating-margins <GO> |
| Net Profit Margin | 0.60% | 45.60% | -45.00 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 39.30% | 16.40% | +22.90 | PTRN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 8.25 | 11.17 | -2.92 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.1 | 68.8 | -27.73 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 31.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.00B | $556.88B | -$553.88B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PTRN REV | MA REV | PTRN GROSS % | MA GROSS % | PTRN FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.50B | $32.79B | 43.6% | — | $78.9M | $17.16B |
| FY 2024 | $1.80B | $28.17B | 43.5% | — | $49.9M | $14.31B |
| FY 2023 | $1.37B | $25.10B | — | — | $41.5M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PTRN // BETA —
MA // BETA 0.90