COMP <GO>
PSNL vs CLOV // FREE CASH FLOW YIELD
Personalis Inc. (NASDAQ) VS. Clover Health Investments Corp. (Class A) (NASDAQ) • 15-METRIC TALLY: PSNL 1
— CLOV 7
▲ FREE CASH FLOW YIELD LEADER: CLOV
LAST: $15.93 (-0.47%) • MKT CAP: $1.70B
fcf-yield
-4.67%
LAST: $4.58 (-4.38%) • MKT CAP: $2.43B
fcf-yield
-2.84%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PSNL VS. CLOV)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PSNL | CLOV | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 22.70% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -35.00% | -29.30% | -5.70 | CLOV | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -4.67% | -2.84% | -1.83 | CLOV | /fcf-yield <GO> |
| Operating Margin | -60.00% | -4.40% | -55.60 | CLOV | /operating-margins <GO> |
| Net Profit Margin | -60.00% | -4.40% | -55.60 | CLOV | /net-margins <GO> |
| Revenue Growth (YoY) | -17.70% | 40.30% | -58.00 | CLOV | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 11.50 | 3.62 | +7.88 | PSNL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 3/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.2 | 45.3 | -0.06 | CLOV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.70B | $2.43B | -$731.9M | CLOV | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PSNL REV | CLOV REV | PSNL GROSS % | CLOV GROSS % | PSNL FCF | CLOV FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $69.6M | $1.92B | 22.7% | — | -$79.5M | -$69.0M |
| FY 2024 | $84.6M | $1.37B | 31.7% | — | -$46.8M | $33.3M |
| FY 2023 | $73.5M | $1.26B | — | — | -$56.3M | -$144.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PSNL // BETA —
CLOV // BETA —