COMP <GO>
PROV vs RVSB // PIOTROSKI F-SCORE QUALITY
Provident Financial Holdings Inc. (NASDAQ) VS. Riverview Bancorp Inc (NASDAQ) • 15-METRIC TALLY: PROV 3
— RVSB 3
▲ PIOTROSKI F-SCORE QUALITY LEADER: PROV
LAST: $18.20 (0.00%) • MKT CAP: $112.8M
piotroski-score
4/9
LAST: $5.92 (-1.82%) • MKT CAP: $119.4M
piotroski-score
3/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PROV VS. RVSB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PROV | RVSB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.90% | -2.60% | +7.50 | PROV | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.23% | 10.09% | -2.86 | RVSB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.34% | 1.40% | +1.94 | PROV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 4/9 | 3/9 | +1.00 | PROV | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.4 | 48.8 | -0.40 | RVSB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.7x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $112.8M | $119.4M | -$6.6M | RVSB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PROV REV | RVSB REV | PROV GROSS % | RVSB GROSS % | PROV FCF | RVSB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $8.2M | $12.0M |
| FY 2024 | $0 | $0 | — | — | $4.1M | $8.3M |
| FY 2023 | $0 | $0 | — | — | $16.3M | $12.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PROV // BETA —
RVSB // BETA —