COMP <GO>
PRI vs GNW // GROSS PROFIT MARGIN
Primerica Inc. (NYSE) VS. Genworth Financial Inc (NYSE) • 15-METRIC TALLY: PRI 7
— GNW 2
■ METRIC PARITY
LAST: $283.55 (+1.61%) • MKT CAP: $8.73B
gross-margins
—
LAST: $9.03 (+1.69%) • MKT CAP: $3.41B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRI VS. GNW)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRI | GNW | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.20% | 2.50% | +2.70 | PRI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.7x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 9.58% | -0.95 | GNW | /fcf-yield <GO> |
| Operating Margin | 13.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 3.10% | +7.80 | PRI | /net-margins <GO> |
| Revenue Growth (YoY) | 6.60% | 0.10% | +6.50 | PRI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.11% | 0.00% | +3.11 | PRI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 4/9 | +3.00 | PRI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.4 | 37.1 | +16.25 | PRI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.7x | 14.2x | +8.50 | GNW | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.73B | $3.41B | $5.31B | PRI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRI REV | GNW REV | PRI GROSS % | GNW GROSS % | PRI FCF | GNW FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.29B | $7.30B | — | — | $753.1M | $327.0M |
| FY 2024 | $3.09B | $7.29B | — | — | $723.1M | $88.0M |
| FY 2023 | $2.75B | $7.49B | — | — | $568.8M | $597.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRI // BETA 0.97
GNW // BETA —