COMP <GO>

PRI vs GNW // EV/EBITDA & P/E VALUATION

Primerica Inc. (NYSE) VS. Genworth Financial Inc (NYSE) • 15-METRIC TALLY: PRI 7 — GNW 2

■ METRIC PARITY

LAST: $283.55 (+1.61%) • MKT CAP: $8.73B

valuation

22.7x

LAST: $9.03 (+1.69%) • MKT CAP: $3.41B

valuation

—

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRI VS. GNW) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	PRI	GNW	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	5.20%	2.50%	+2.70	PRI	/roic <GO>
EV/EBITDA & P/E Valuation ACTIVE	22.7x	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	8.63%	9.58%	-0.95	GNW	/fcf-yield <GO>
Operating Margin	13.90%	—	—	TIE	/operating-margins <GO>
Net Profit Margin	10.90%	3.10%	+7.80	PRI	/net-margins <GO>
Revenue Growth (YoY)	6.60%	0.10%	+6.50	PRI	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	3.11%	0.00%	+3.11	PRI	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	7/9	4/9	+3.00	PRI	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	53.4	37.1	+16.25	PRI	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	0.97	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	22.7x	14.2x	+8.50	GNW	/forward-pe <GO>
Enterprise Scale & Market Cap	$8.73B	$3.41B	$5.31B	PRI	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	PRI REV	GNW REV	PRI GROSS %	GNW GROSS %	PRI FCF	GNW FCF
FY 2025	$3.29B	$7.30B	—	—	$753.1M	$327.0M
FY 2024	$3.09B	$7.29B	—	—	$723.1M	$88.0M
FY 2023	$2.75B	$7.49B	—	—	$568.8M	$597.0M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

PRI // BETA 0.97

GNW // BETA —