COMP <GO>
PRI vs BHF // RETURN ON INVESTED CAPITAL (ROIC)
Primerica Inc. (NYSE) VS. Brighthouse Financial Inc. (NASDAQ) • 15-METRIC TALLY: PRI 6
— BHF 3
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: PRI
LAST: $283.55 (+1.61%) • MKT CAP: $8.73B
roic
5.20%
LAST: $42.98 (-1.89%) • MKT CAP: $2.47B
roic
4.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRI VS. BHF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRI | BHF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 5.20% | 4.90% | +0.30 | PRI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.7x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 10.48% | -1.85 | BHF | /fcf-yield <GO> |
| Operating Margin | 13.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 4.90% | +6.00 | PRI | /net-margins <GO> |
| Revenue Growth (YoY) | 6.60% | 43.20% | -36.60 | BHF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.11% | 0.00% | +3.11 | PRI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 5/9 | +2.00 | PRI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.4 | 26.5 | +26.94 | PRI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.7x | 6.3x | +16.40 | BHF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.73B | $2.47B | $6.26B | PRI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRI REV | BHF REV | PRI GROSS % | BHF GROSS % | PRI FCF | BHF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.29B | $6.77B | — | — | $753.1M | $259.0M |
| FY 2024 | $3.09B | $4.72B | — | — | $723.1M | -$290.0M |
| FY 2023 | $2.75B | $4.12B | — | — | $568.8M | -$137.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRI // BETA 0.97
BHF // BETA —