COMP <GO>
PRG vs UPBD // RETURN ON INVESTED CAPITAL (ROIC)
PROG Holdings Inc. (NYSE) VS. Upbound Group Inc. (NASDAQ) • 15-METRIC TALLY: PRG 7
— UPBD 5
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: PRG
LAST: $33.48 (+8.42%) • MKT CAP: $1.31B
roic
37.30%
LAST: $19.98 (+18.16%) • MKT CAP: $1.16B
roic
30.70%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRG VS. UPBD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRG | UPBD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 48.40% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 37.30% | 30.70% | +6.60 | PRG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 4.6x | 3.7x | +0.90 | UPBD | /valuation <GO> |
| Free Cash Flow Yield | 24.89% | 20.49% | +4.40 | PRG | /fcf-yield <GO> |
| Operating Margin | 8.60% | 4.80% | +3.80 | PRG | /operating-margins <GO> |
| Net Profit Margin | 6.10% | 1.60% | +4.50 | PRG | /net-margins <GO> |
| Revenue Growth (YoY) | 0.40% | 8.70% | -8.30 | UPBD | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.59% | 7.54% | -5.95 | UPBD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.21 | 2.36 | +1.85 | PRG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | UPBD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.8 | 78.4 | -15.65 | UPBD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.3x | 14.9x | -6.60 | PRG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.31B | $1.16B | $140.8M | PRG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRG REV | UPBD REV | PRG GROSS % | UPBD GROSS % | PRG FCF | UPBD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.41B | $4.70B | — | 48.4% | $324.9M | $238.7M |
| FY 2024 | $2.40B | $4.32B | — | 48.1% | $130.2M | $48.4M |
| FY 2023 | $2.34B | $3.99B | — | — | $204.2M | $200.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRG // BETA —
UPBD // BETA —