COMP <GO>
PRAA vs MS // FORWARD P/E MULTIPLE
PRA Group Inc. (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: PRAA 2
— MS 7
■ METRIC PARITY
LAST: $19.49 (-2.74%) • MKT CAP: $754.5M
forward-pe
—
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
forward-pe
16.5x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRAA VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRAA | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -2.70% | 3.00% | -5.70 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -11.98% | -7.25% | -4.73 | MS | /fcf-yield <GO> |
| Operating Margin | -2.50% | 24.60% | -27.10 | MS | /operating-margins <GO> |
| Net Profit Margin | -25.40% | 20.20% | -45.60 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 7.80% | 5.50% | +2.30 | PRAA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.21% | -2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 5/9 | -3.00 | MS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.2 | 51.0 | +2.20 | PRAA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | — | 16.5x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $754.5M | $298.41B | -$297.65B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRAA REV | MS REV | PRAA GROSS % | MS GROSS % | PRAA FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.20B | $0 | — | — | -$90.4M | -$17.89B |
| FY 2024 | $1.11B | $0 | — | — | -$98.6M | $1.36B |
| FY 2023 | $802.6M | $0 | — | — | -$97.5M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRAA // BETA —
MS // BETA 1.04