COMP <GO>
PNFP vs MS // RETURN ON INVESTED CAPITAL (ROIC)
Pinnacle Financial Partners Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: PNFP 5
— MS 7
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: PNFP
LAST: $101.71 (+2.24%) • MKT CAP: $15.37B
roic
3.60%
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
roic
3.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNFP VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNFP | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 3.60% | 3.00% | +0.60 | PNFP | /roic <GO> |
| EV/EBITDA & P/E Valuation | 29.9x | 31.0x | -1.10 | PNFP | /valuation <GO> |
| Free Cash Flow Yield | 4.18% | -7.25% | +11.43 | PNFP | /fcf-yield <GO> |
| Operating Margin | 22.50% | 24.60% | -2.10 | MS | /operating-margins <GO> |
| Net Profit Margin | 18.40% | 20.20% | -1.80 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | -1.10% | 5.50% | -6.60 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.76% | 2.21% | -0.45 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | PNFP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.7 | 51.0 | +14.70 | PNFP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 1.04 | -0.12 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 16.5x | +1.50 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $15.37B | $298.41B | -$283.04B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNFP REV | MS REV | PNFP GROSS % | MS GROSS % | PNFP FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $642.9M | -$17.89B |
| FY 2024 | $0 | $0 | — | — | $764.9M | $1.36B |
| FY 2023 | $0 | $0 | — | — | $1.28B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNFP // BETA 0.92
MS // BETA 1.04