COMP <GO>
PMTS vs PG // FREE CASH FLOW YIELD
CPI Card Group Inc. (NASDAQ) VS. Procter & Gamble Company (NYSE) • 15-METRIC TALLY: PMTS 4
— PG 8
▲ FREE CASH FLOW YIELD LEADER: PMTS
LAST: $26.23 (+2.14%) • MKT CAP: $304.1M
fcf-yield
13.59%
LAST: $160.59 (+1.47%) • MKT CAP: $372.21B
fcf-yield
3.77%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PMTS VS. PG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PMTS | PG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 31.30% | 51.20% | -19.90 | PG | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.50% | 25.40% | -7.90 | PG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 8.1x | 16.2x | -8.10 | PMTS | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 13.59% | 3.77% | +9.82 | PMTS | /fcf-yield <GO> |
| Operating Margin | 10.10% | 24.30% | -14.20 | PG | /operating-margins <GO> |
| Net Profit Margin | 2.80% | 19.00% | -16.20 | PG | /net-margins <GO> |
| Revenue Growth (YoY) | 13.10% | 0.30% | +12.80 | PMTS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.65% | -2.65 | PG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.88 | 5.59 | -2.71 | PG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.0 | 60.3 | -7.30 | PG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.87 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.1x | 21.7x | -4.60 | PMTS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $304.1M | $372.21B | -$371.91B | PG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PMTS REV | PG REV | PMTS GROSS % | PG GROSS % | PMTS FCF | PG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $543.5M | $84.28B | 31.3% | 51.2% | $41.3M | $14.04B |
| FY 2024 | $480.6M | $84.04B | 35.6% | 51.4% | $34.1M | $16.52B |
| FY 2023 | $444.5M | $82.01B | — | — | $34.0M | $13.16B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PMTS // BETA —
PG // BETA 0.87