COMP <GO>
PMT vs BFS // ALTMAN Z-SCORE & DEBT/EQUITY
PennyMac Mortgage Investment Trust of (NYSE) VS. Saul Centers Inc. (NYSE) • 15-METRIC TALLY: PMT 2
— BFS 4
■ METRIC PARITY
LAST: $7.89 (-1.74%) • MKT CAP: $700.2M
balance-sheet
—
LAST: $28.67 (-1.81%) • MKT CAP: $721.7M
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PMT VS. BFS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PMT | BFS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.60% | 51.60% | -47.00 | BFS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 3.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 13.75% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 67.40% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 12.90% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 7.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 7.87% | -7.87 | BFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 6/9 | -5.00 | BFS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.1 | 43.9 | +18.20 | PMT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.0x | 18.0x | -11.00 | PMT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $700.2M | $721.7M | -$21.5M | BFS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PMT REV | BFS REV | PMT GROSS % | BFS GROSS % | PMT FCF | BFS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $8.97B | $289.8M | — | — | -$7.21B | $99.8M |
| FY 2024 | $6.05B | $268.8M | — | — | -$2.70B | $121.2M |
| FY 2023 | $5.09B | $257.2M | — | — | $1.34B | $117.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PMT // BETA —
BFS // BETA —