COMP <GO>
PLMR vs MS // PIOTROSKI F-SCORE QUALITY
Palomar Holdings Inc. (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: PLMR 7
— MS 2
▲ PIOTROSKI F-SCORE QUALITY LEADER: PLMR
LAST: $137.17 (+0.54%) • MKT CAP: $3.61B
piotroski-score
6/9
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PLMR VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PLMR | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.90% | 3.00% | +17.90 | PLMR | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 11.33% | -7.25% | +18.58 | PLMR | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 22.50% | 20.20% | +2.30 | PLMR | /net-margins <GO> |
| Revenue Growth (YoY) | 58.20% | 5.50% | +52.70 | PLMR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.21% | -2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 6/9 | 5/9 | +1.00 | PLMR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.9 | 51.0 | +6.90 | PLMR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.4x | 16.5x | -1.10 | PLMR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.61B | $298.41B | -$294.80B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PLMR REV | MS REV | PLMR GROSS % | MS GROSS % | PLMR FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $876.0M | $0 | — | — | $409.0M | -$17.89B |
| FY 2024 | $553.9M | $0 | — | — | $260.9M | $1.36B |
| FY 2023 | $375.9M | $0 | — | — | $116.1M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PLMR // BETA —
MS // BETA 1.04