COMP <GO>

PLGO vs KMPR // RETURN ON INVESTED CAPITAL (ROIC)

Pelagos Insurance Capital Limited (NYSE) VS. Kemper Corporation (NYSE) • 15-METRIC TALLY: PLGO 1 — KMPR 3

■ METRIC PARITY

LAST: $26.12 (+1.91%) • MKT CAP: $2.26B

roic

—

LAST: $32.57 (+10.48%) • MKT CAP: $1.92B

roic

5.30%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PLGO VS. KMPR) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	PLGO	KMPR	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC) ACTIVE	—	5.30%	—	TIE	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	-18.08%	—	—	TIE	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	3.00%	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	3.30%	3.30%	0.00	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	4.15%	-4.15	KMPR	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	1/9	4/9	-3.00	KMPR	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	66.2	75.2	-8.94	KMPR	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	12.5x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$2.26B	$1.92B	$339.7M	PLGO	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	PLGO REV	KMPR REV	PLGO GROSS %	KMPR GROSS %	PLGO FCF	KMPR FCF
FY 2025	$2.50B	$4.79B	—	—	-$408.3M	$584.5M
FY 2024	$2.42B	$4.64B	—	—	$618.2M	$382.9M
FY 2023	$3.60B	$4.94B	—	—	$495.2M	-$134.2M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

PLGO // BETA —

KMPR // BETA —