COMP <GO>

PKBK vs ISTR // FORWARD P/E MULTIPLE

Parke Bancorp Inc. (NASDAQ) VS. Investar Holding Corporation (NASDAQ) • 15-METRIC TALLY: PKBK 7 — ISTR 0

▲ FORWARD P/E MULTIPLE LEADER: PKBK

LAST: $32.95 (+0.37%) • MKT CAP: $387.5M

forward-pe

9.6x

LAST: $27.83 (+0.62%) • MKT CAP: $383.4M

forward-pe

15.5x

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PKBK VS. ISTR) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	PKBK	ISTR	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	11.60%	7.60%	+4.00	PKBK	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	10.05%	4.75%	+5.30	PKBK	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	2.17%	1.10%	+1.07	PKBK	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	4/9	+1.00	PKBK	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	43.9	32.9	+11.06	PKBK	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple ACTIVE	9.6x	15.5x	-5.90	PKBK	/forward-pe <GO>
Enterprise Scale & Market Cap	$387.5M	$383.4M	$4.1M	PKBK	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	PKBK REV	ISTR REV	PKBK GROSS %	ISTR GROSS %	PKBK FCF	ISTR FCF
FY 2025	$0	$0	—	—	$39.0M	$18.2M
FY 2024	$0	$0	—	—	$35.0M	$15.9M
FY 2023	$0	$0	—	—	$23.0M	$26.2M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

PKBK // BETA —

ISTR // BETA —