COMP <GO>
PHR vs MA // EV/EBITDA & P/E VALUATION
Phreesia Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: PHR 1
— MA 9
■ METRIC PARITY
LAST: $12.53 (+1.29%) • MKT CAP: $777.7M
valuation
—
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
valuation
29.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PHR VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PHR | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -2.00% | 33.50% | -35.50 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 29.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.71% | 3.08% | +5.63 | PHR | /fcf-yield <GO> |
| Operating Margin | -1.40% | 57.60% | -59.00 | MA | /operating-margins <GO> |
| Net Profit Margin | 0.50% | 45.60% | -45.10 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 14.00% | 16.40% | -2.40 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.59 | 11.17 | -10.58 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.0 | 68.8 | -1.82 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 31.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $777.7M | $556.88B | -$556.10B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PHR REV | MA REV | PHR GROSS % | MA GROSS % | PHR FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $467.8M | $32.79B | — | — | $67.7M | $17.16B |
| FY 2024 | $410.5M | $28.17B | — | — | $23.7M | $14.31B |
| FY 2023 | $346.0M | $25.10B | — | — | -$32.4M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PHR // BETA —
MA // BETA 0.90