COMP <GO>
PHIN vs MA // NET PROFIT MARGIN
PHINIA Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: PHIN 4
— MA 8
▲ NET PROFIT MARGIN LEADER: MA
LAST: $61.06 (+5.86%) • MKT CAP: $2.24B
net-margins
3.70%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
net-margins
45.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PHIN VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PHIN | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 21.90% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.10% | 33.50% | -24.40 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 29.2x | -18.00 | PHIN | /valuation <GO> |
| Free Cash Flow Yield | 13.95% | 3.08% | +10.87 | PHIN | /fcf-yield <GO> |
| Operating Margin | 7.30% | 57.60% | -50.30 | MA | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 3.70% | 45.60% | -41.90 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 2.40% | 16.40% | -14.00 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.88% | 0.49% | +1.39 | PHIN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.04 | 11.17 | -9.13 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.0 | 68.8 | -5.75 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.0x | 31.2x | -15.20 | PHIN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.24B | $556.88B | -$554.64B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PHIN REV | MA REV | PHIN GROSS % | MA GROSS % | PHIN FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.48B | $32.79B | 21.9% | — | $312.0M | $17.16B |
| FY 2024 | $3.40B | $28.17B | 22.2% | — | $308.0M | $14.31B |
| FY 2023 | $3.50B | $25.10B | — | — | $250.0M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PHIN // BETA —
MA // BETA 0.90