COMP <GO>
PGR vs V // NET PROFIT MARGIN
Progressive Corporation (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: PGR 6
— V 6
▲ NET PROFIT MARGIN LEADER: V
LAST: $233.92 (+1.14%) • MKT CAP: $134.46B
net-margins
12.90%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
net-margins
50.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PGR VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PGR | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.00% | 32.30% | -12.30 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 28.9x | -17.70 | PGR | /valuation <GO> |
| Free Cash Flow Yield | 12.85% | 2.90% | +9.95 | PGR | /fcf-yield <GO> |
| Operating Margin | 15.70% | 60.00% | -44.30 | V | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 12.90% | 50.10% | -37.20 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 16.30% | 11.30% | +5.00 | PGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.15% | 0.63% | +1.52 | PGR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.1 | 67.7 | -3.60 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.15 | 1.06 | +0.09 | PGR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 34.0x | -24.10 | PGR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $134.46B | $738.98B | -$604.52B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PGR REV | V REV | PGR GROSS % | V GROSS % | PGR FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $87.67B | $40.00B | — | — | $17.20B | $21.26B |
| FY 2024 | $75.37B | $35.93B | — | — | $14.83B | $18.33B |
| FY 2023 | $62.11B | $32.65B | — | — | $7.85B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PGR // BETA 1.15
V // BETA 1.06