COMP <GO>
PFIS vs WASH // NET PROFIT MARGIN
Peoples Financial Services Corp. (NASDAQ) VS. Washington Trust Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: PFIS 3
— WASH 4
■ METRIC PARITY
LAST: $71.46 (+0.37%) • MKT CAP: $715.3M
net-margins
—
LAST: $39.30 (+0.80%) • MKT CAP: $749.6M
net-margins
68.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFIS VS. WASH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFIS | WASH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.40% | 9.60% | +1.80 | PFIS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.06% | 10.45% | -4.39 | WASH | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 19.70% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.44% | 5.78% | -2.34 | WASH | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | WASH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.6 | 58.0 | +0.60 | PFIS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 12.0x | -0.70 | PFIS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $715.3M | $749.6M | -$34.3M | WASH | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFIS REV | WASH REV | PFIS GROSS % | WASH GROSS % | PFIS FCF | WASH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $57.7M | — | — | $43.3M | $78.3M |
| FY 2024 | $0 | $48.2M | — | — | $32.1M | $53.7M |
| FY 2023 | $0 | $44.5M | — | — | $33.3M | $31.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFIS // BETA —
WASH // BETA —