COMP <GO>
PFIS vs MSBI // PIOTROSKI F-SCORE QUALITY
Peoples Financial Services Corp. (NASDAQ) VS. Midland States Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: PFIS 4
— MSBI 2
▲ PIOTROSKI F-SCORE QUALITY LEADER: PFIS
LAST: $71.46 (+0.37%) • MKT CAP: $715.3M
piotroski-score
4/9
LAST: $33.83 (-1.23%) • MKT CAP: $702.0M
piotroski-score
3/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFIS VS. MSBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFIS | MSBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.40% | -22.00% | +33.40 | PFIS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.06% | 17.14% | -11.08 | MSBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.44% | 3.94% | -0.50 | MSBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 4/9 | 3/9 | +1.00 | PFIS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.6 | 57.0 | +1.60 | PFIS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $715.3M | $702.0M | $13.3M | PFIS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFIS REV | MSBI REV | PFIS GROSS % | MSBI GROSS % | PFIS FCF | MSBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $43.3M | $120.3M |
| FY 2024 | $0 | $0 | — | — | $32.1M | $169.6M |
| FY 2023 | $0 | $0 | — | — | $33.3M | $153.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFIS // BETA —
MSBI // BETA —