COMP <GO>
PEBO vs TMP // FREE CASH FLOW YIELD
Peoples Bancorp Inc. (NASDAQ) VS. Tompkins Financial Corporation (NYSE) • 15-METRIC TALLY: PEBO 5
— TMP 3
▲ FREE CASH FLOW YIELD LEADER: PEBO
LAST: $39.50 (+3.54%) • MKT CAP: $1.39B
fcf-yield
9.23%
LAST: $101.48 (+1.97%) • MKT CAP: $1.43B
fcf-yield
2.19%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PEBO VS. TMP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PEBO | TMP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.50% | 17.20% | -6.70 | TMP | /roic <GO> |
| EV/EBITDA & P/E Valuation | 8.6x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 9.23% | 2.19% | +7.04 | PEBO | /fcf-yield <GO> |
| Operating Margin | 75.00% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 68.00% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 2.30% | -4.50% | +6.80 | PEBO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.17% | 2.47% | +1.70 | PEBO | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | PEBO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.6 | 50.9 | +5.70 | PEBO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.2x | 8.5x | +3.70 | TMP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.39B | $1.43B | -$44.4M | TMP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PEBO REV | TMP REV | PEBO GROSS % | TMP GROSS % | PEBO FCF | TMP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $86.7M | $75.7M | — | — | $128.7M | $31.9M |
| FY 2024 | $84.8M | $79.3M | — | — | $136.4M | $88.8M |
| FY 2023 | $79.5M | $75.0M | — | — | $143.6M | $89.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PEBO // BETA —
TMP // BETA —