COMP <GO>
PEBO vs BAC // 10Y YIELD & FRED MACRO BETA
Peoples Bancorp Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: PEBO 7
— BAC 4
■ METRIC PARITY
LAST: $38.81 (+1.09%) • MKT CAP: $1.39B
macro-sensitivity
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PEBO VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PEBO | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.50% | 2.50% | +8.00 | PEBO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 8.6x | 30.2x | -21.60 | PEBO | /valuation <GO> |
| Free Cash Flow Yield | 9.23% | 2.10% | +7.13 | PEBO | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | PEBO | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | PEBO | /net-margins <GO> |
| Revenue Growth (YoY) | 2.30% | 6.80% | -4.50 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.17% | 0.00% | +4.17 | PEBO | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.5 | 38.3 | +19.18 | PEBO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.2x | 10.9x | +1.30 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.39B | $357.61B | -$356.21B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PEBO REV | BAC REV | PEBO GROSS % | BAC GROSS % | PEBO FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $86.7M | $113.10B | — | — | $128.7M | $7.52B |
| FY 2024 | $84.8M | $105.86B | — | — | $136.4M | -$13.57B |
| FY 2023 | $79.5M | $102.77B | — | — | $143.6M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PEBO // BETA —
BAC // BETA 0.90