COMP <GO>

PCB vs FNLC // RSI-14 & 200D SMA MOMENTUM

PCB Bancorp (NASDAQ) VS. First Bancorp Inc (ME) (NASDAQ) • 15-METRIC TALLY: PCB 2 — FNLC 4

▲ RSI-14 & 200D SMA MOMENTUM LEADER: PCB

LAST: $29.10 (+0.45%) • MKT CAP: $408.7M

rsi-technicals

67.3

LAST: $36.56 (+0.77%) • MKT CAP: $412.5M

rsi-technicals

64.1

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PCB VS. FNLC) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	PCB	FNLC	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	9.60%	12.10%	-2.50	FNLC	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	5.97%	8.39%	-2.42	FNLC	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	68.00%	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	4.50%	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	2.81%	3.96%	-1.15	FNLC	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	5/9	0.00	TIE	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum ACTIVE	67.3	64.1	+3.22	PCB	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	10.1x	11.2x	-1.10	PCB	/forward-pe <GO>
Enterprise Scale & Market Cap	$408.7M	$412.5M	-$3.8M	FNLC	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	PCB REV	FNLC REV	PCB GROSS %	FNLC GROSS %	PCB FCF	FNLC FCF
FY 2025	$2.9M	$0	—	—	$24.4M	$34.6M
FY 2024	$2.8M	$0	—	—	$34.9M	$24.6M
FY 2023	$2.6M	$0	—	—	$63.3M	$36.9M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

PCB // BETA —

FNLC // BETA —