COMP <GO>
PCB vs BAC // NET PROFIT MARGIN
PCB Bancorp (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: PCB 6
— BAC 3
▲ NET PROFIT MARGIN LEADER: PCB
LAST: $29.10 (+0.45%) • MKT CAP: $408.7M
net-margins
68.00%
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
net-margins
27.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PCB VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PCB | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.60% | 2.50% | +7.10 | PCB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.97% | 2.10% | +3.87 | PCB | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 68.00% | 27.00% | +41.00 | PCB | /net-margins <GO> |
| Revenue Growth (YoY) | 4.50% | 6.80% | -2.30 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.81% | 0.00% | +2.81 | PCB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.8 | 38.3 | +25.50 | PCB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.1x | 10.9x | -0.80 | PCB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $408.7M | $357.61B | -$357.20B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PCB REV | BAC REV | PCB GROSS % | BAC GROSS % | PCB FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.9M | $113.10B | — | — | $24.4M | $7.52B |
| FY 2024 | $2.8M | $105.86B | — | — | $34.9M | -$13.57B |
| FY 2023 | $2.6M | $102.77B | — | — | $63.3M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PCB // BETA —
BAC // BETA 0.90