COMP <GO>
PBFS vs BRK-B // REVENUE GROWTH (YOY)
Pioneer Bancorp Inc. (NASDAQ) VS. Berkshire Hathaway Inc. (NYSE) • 15-METRIC TALLY: PBFS 5
— BRK-B 3
▲ REVENUE GROWTH (YOY) LEADER: PBFS
LAST: $18.12 (+0.28%) • MKT CAP: $450.1M
revenue-growth
5.80%
LAST: $541.96 (+0.30%) • MKT CAP: $1.20T
revenue-growth
3.93%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PBFS VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PBFS | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.30% | 11.47% | -5.17 | BRK-B | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 2.47% | 2.09% | +0.38 | PBFS | /fcf-yield <GO> |
| Operating Margin | — | 27.80% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 22.30% | +45.70 | PBFS | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 5.80% | 3.93% | +1.87 | PBFS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 2.85 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | PBFS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 3.55% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.3 | 67.7 | -11.40 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.61 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.6x | 24.3x | -3.74 | PBFS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $450.1M | $1.20T | -$1.20T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PBFS REV | BRK-B REV | PBFS GROSS % | BRK-B GROSS % | PBFS FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $15.8M | $371.44B | — | — | $11.1M | $25.04B |
| FY 2024 | $15.0M | $371.43B | — | — | $23.0M | $11.62B |
| FY 2023 | $13.0M | $364.48B | — | — | $26.3M | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PBFS // BETA —
BRK-B // BETA 0.61