COMP <GO>
PBAM vs CZNC // RSI-14 & 200D SMA MOMENTUM
Private Bancorp of America Inc. (NASDAQ) VS. Citizens & Northern Corp (NASDAQ) • 15-METRIC TALLY: PBAM 0
— CZNC 3
▲ RSI-14 & 200D SMA MOMENTUM LEADER: CZNC
LAST: $85.55 (+0.22%) • MKT CAP: $490.2M
rsi-technicals
48.4
LAST: $27.82 (+1.20%) • MKT CAP: $498.9M
rsi-technicals
67.5
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PBAM VS. CZNC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PBAM | CZNC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 6.90% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 6.03% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.27% | -3.27 | CZNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 4/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 48.4 | 67.5 | -19.10 | CZNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 19.8x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $490.2M | $498.9M | -$8.8M | CZNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PBAM REV | CZNC REV | PBAM GROSS % | CZNC GROSS % | PBAM FCF | CZNC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | — | $30.1M |
| FY 2024 | — | $0 | — | — | — | $31.1M |
| FY 2023 | — | $0 | — | — | — | $33.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PBAM // BETA —
CZNC // BETA —