COMP <GO>
PAYO vs MA // ENTERPRISE SCALE & MARKET CAP
Payoneer Global Inc. (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: PAYO 4
— MA 8
▲ ENTERPRISE SCALE & MARKET CAP LEADER: MA
LAST: $7.12 (0.00%) • MKT CAP: $2.41B
market-cap
$2.41B
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
market-cap
$556.88B
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAYO VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAYO | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 34.10% | 33.50% | +0.60 | PAYO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.5x | 29.2x | -15.70 | PAYO | /valuation <GO> |
| Free Cash Flow Yield | 8.56% | 3.08% | +5.48 | PAYO | /fcf-yield <GO> |
| Operating Margin | 15.30% | 57.60% | -42.30 | MA | /operating-margins <GO> |
| Net Profit Margin | 9.00% | 45.60% | -36.60 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 14.50% | 16.40% | -1.90 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.34 | 11.17 | -10.83 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 68.8 | -15.15 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.7x | 31.2x | -3.50 | PAYO | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $2.41B | $556.88B | -$554.47B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAYO REV | MA REV | PAYO GROSS % | MA GROSS % | PAYO FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $813.4M | $32.79B | — | — | $206.6M | $17.16B |
| FY 2024 | $710.3M | $28.17B | — | — | $168.7M | $14.31B |
| FY 2023 | $590.8M | $25.10B | — | — | $159.5M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAYO // BETA —
MA // BETA 0.90