COMP <GO>
PAYO vs FOUR // REVENUE GROWTH (YOY)
Payoneer Global Inc. (NASDAQ) VS. Shift4 Payments Inc. (Class A) (NYSE) • 15-METRIC TALLY: PAYO 5
— FOUR 5
▲ REVENUE GROWTH (YOY) LEADER: FOUR
LAST: $7.12 (0.00%) • MKT CAP: $2.41B
revenue-growth
14.50%
LAST: $39.25 (+2.96%) • MKT CAP: $3.10B
revenue-growth
25.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAYO VS. FOUR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAYO | FOUR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 34.10% | 5.50% | +28.60 | PAYO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.5x | 18.6x | -5.10 | PAYO | /valuation <GO> |
| Free Cash Flow Yield | 8.56% | 20.13% | -11.57 | FOUR | /fcf-yield <GO> |
| Operating Margin | 15.30% | 8.40% | +6.90 | PAYO | /operating-margins <GO> |
| Net Profit Margin | 9.00% | 3.50% | +5.50 | PAYO | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 14.50% | 25.50% | -11.00 | FOUR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.34 | 0.93 | -0.59 | FOUR | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 6/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 52.8 | +0.82 | PAYO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.7x | 17.7x | +10.00 | FOUR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.41B | $3.10B | -$686.6M | FOUR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAYO REV | FOUR REV | PAYO GROSS % | FOUR GROSS % | PAYO FCF | FOUR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $813.4M | $4.18B | — | — | $206.6M | $624.0M |
| FY 2024 | $710.3M | $3.33B | — | — | $168.7M | $493.0M |
| FY 2023 | $590.8M | $2.56B | — | — | $159.5M | $346.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAYO // BETA —
FOUR // BETA —