COMP <GO>
PAYO vs FLYW // FREE CASH FLOW YIELD
Payoneer Global Inc. (NASDAQ) VS. Flywire Corporation Voting (NASDAQ) • 15-METRIC TALLY: PAYO 5
— FLYW 4
▲ FREE CASH FLOW YIELD LEADER: PAYO
LAST: $7.15 (+0.42%) • MKT CAP: $2.41B
fcf-yield
8.56%
LAST: $19.69 (+2.07%) • MKT CAP: $2.35B
fcf-yield
4.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAYO VS. FLYW)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAYO | FLYW | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 34.10% | 1.80% | +32.30 | PAYO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.5x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.56% | 4.21% | +4.35 | PAYO | /fcf-yield <GO> |
| Operating Margin | 15.30% | 1.80% | +13.50 | PAYO | /operating-margins <GO> |
| Net Profit Margin | 9.00% | 2.20% | +6.80 | PAYO | /net-margins <GO> |
| Revenue Growth (YoY) | 14.50% | 26.60% | -12.10 | FLYW | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.34 | 3.91 | -3.57 | FLYW | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | FLYW | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.9 | 57.6 | -11.70 | FLYW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.7x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.41B | $2.35B | $65.6M | PAYO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAYO REV | FLYW REV | PAYO GROSS % | FLYW GROSS % | PAYO FCF | FLYW FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $813.4M | $623.0M | — | — | $206.6M | $98.8M |
| FY 2024 | $710.3M | $492.1M | — | — | $168.7M | $97.7M |
| FY 2023 | $590.8M | $403.1M | — | — | $159.5M | $76.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAYO // BETA —
FLYW // BETA —