COMP <GO>
PAYO vs AMZN // ALTMAN Z-SCORE & DEBT/EQUITY
Payoneer Global Inc. (NASDAQ) VS. Amazon.com, Inc. (NASDAQ) • 15-METRIC TALLY: PAYO 4
— AMZN 3
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: AMZN
LAST: $7.12 (0.00%) • MKT CAP: $2.41B
balance-sheet
0.34
LAST: $243.79 (-4.25%) • MKT CAP: $2.63T
balance-sheet
3.32
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAYO VS. AMZN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAYO | AMZN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 34.10% | 17.61% | +16.49 | PAYO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.5x | 15.8x | -2.25 | PAYO | /valuation <GO> |
| Free Cash Flow Yield | 8.56% | -1.81% | +10.37 | PAYO | /fcf-yield <GO> |
| Operating Margin | 15.30% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 9.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 14.50% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 0.34 | 3.32 | -2.98 | AMZN | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 6/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 6.73% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 47.2 | +6.45 | PAYO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.46 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.7x | 22.8x | +4.95 | AMZN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.41B | $2.63T | -$2.63T | AMZN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAYO REV | AMZN REV | PAYO GROSS % | AMZN GROSS % | PAYO FCF | AMZN FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $0 | — | — | — | -$46.89B |
| FY 2025 | $813.4M | $0 | — | — | $206.6M | $10.56B |
| FY 2024 | $710.3M | $0 | — | — | $168.7M | $42.95B |
| FY 2023 | $590.8M | $0 | — | — | $159.5M | $16.92B |
| FY 2022 | — | $0 | — | — | — | -$26.32B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAYO // BETA —
AMZN // BETA 1.46