COMP <GO>
PAY vs PG // 10Y YIELD & FRED MACRO BETA
Paymentus Holdings Inc. (Class A) (NYSE) VS. Procter & Gamble Company (NYSE) • 15-METRIC TALLY: PAY 3
— PG 9
■ METRIC PARITY
LAST: $32.26 (+2.02%) • MKT CAP: $4.06B
macro-sensitivity
—
LAST: $160.59 (+1.47%) • MKT CAP: $372.21B
macro-sensitivity
0.87
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAY VS. PG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAY | PG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 24.80% | 51.20% | -26.40 | PG | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.90% | 25.40% | -0.50 | PG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 49.3x | 16.2x | +33.10 | PG | /valuation <GO> |
| Free Cash Flow Yield | 3.98% | 3.77% | +0.21 | PAY | /fcf-yield <GO> |
| Operating Margin | 6.30% | 24.30% | -18.00 | PG | /operating-margins <GO> |
| Net Profit Margin | 5.60% | 19.00% | -13.40 | PG | /net-margins <GO> |
| Revenue Growth (YoY) | 37.30% | 0.30% | +37.00 | PAY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.65% | -2.65 | PG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 25.80 | 5.59 | +20.21 | PAY | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.5 | 60.3 | -11.80 | PG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | 0.87 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 51.0x | 21.7x | +29.30 | PG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.06B | $372.21B | -$368.15B | PG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAY REV | PG REV | PAY GROSS % | PG GROSS % | PAY FCF | PG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.20B | $84.28B | 24.8% | 51.2% | $161.8M | $14.04B |
| FY 2024 | $871.7M | $84.04B | 27.3% | 51.4% | $63.2M | $16.52B |
| FY 2023 | $614.5M | $82.01B | — | — | $68.8M | $13.16B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAY // BETA —
PG // BETA 0.87