COMP <GO>
OPHC vs PNBK // RETURN ON INVESTED CAPITAL (ROIC)
OptimumBank Holdings Inc. (NYSE) VS. Patriot National Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: OPHC 5
— PNBK 0
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: OPHC
LAST: $9.15 (+0.33%) • MKT CAP: $115.5M
roic
13.70%
LAST: $0.83 (-1.31%) • MKT CAP: $98.9M
roic
-13.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OPHC VS. PNBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OPHC | PNBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 13.70% | -13.40% | +27.10 | OPHC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 14.72% | -14.31% | +29.03 | OPHC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 1/9 | +4.00 | OPHC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.0 | 44.0 | +11.00 | OPHC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.4x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $115.5M | $98.9M | $16.6M | OPHC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OPHC REV | PNBK REV | OPHC GROSS % | PNBK GROSS % | OPHC FCF | PNBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $466.9M | $456.9M | — | — | $16.9M | -$14.3M |
| FY 2024 | $391.8M | $425.2M | — | — | $14.6M | $2.6M |
| FY 2023 | $28.3M | $40.7M | — | — | $6.9M | -$10.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OPHC // BETA —
PNBK // BETA —