COMP <GO>
OPBK vs PEBK // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
OP Bancorp (NASDAQ) VS. Peoples Bancorp of North Carolina Inc. (NASDAQ) • 15-METRIC TALLY: OPBK 3
— PEBK 3
■ METRIC PARITY
LAST: $15.44 (+0.98%) • MKT CAP: $230.6M
options-implied-move
—
LAST: $44.60 (+1.48%) • MKT CAP: $243.6M
options-implied-move
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OPBK VS. PEBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OPBK | PEBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.20% | 12.60% | -1.40 | PEBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.13% | 8.19% | +1.94 | OPBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | -1.70% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.09% | 2.15% | +0.94 | OPBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 51.5 | -0.90 | PEBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 11.4x | -3.00 | OPBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $230.6M | $243.6M | -$13.0M | PEBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OPBK REV | PEBK REV | OPBK GROSS % | PEBK GROSS % | OPBK FCF | PEBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.2M | $0 | — | — | $23.4M | $20.0M |
| FY 2024 | $3.3M | $0 | — | — | $29.7M | $20.0M |
| FY 2023 | $2.1M | $0 | — | — | $67.8M | $22.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OPBK // BETA —
PEBK // BETA —